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Alexandria, Lorton and Woodbridge Information:
About Alexandria, Lorton and Woodbridge - Moving to Alexandria, Lorton and Woodbridge, Virginia? Get info here... School Reports - Reports for Alexandria, Lorton and Woodbridge schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Alexandria, Lorton and Woodbridge, in Alexandria County VA. Go to Main Sitemap - Main sitemap sections include Find Alexandria, Lorton and Woodbridge Homes, For Home Buyers, For Home Sellers, Alexandria, Lorton and Woodbridge Information, Real Estate Resources, and About Lisa Dunham.
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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Where is the world's oldest pyramid?
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The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons. |
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Lisa Dunham, MBA
RE/MAX Allegiance
5695 King Centre Drive, Suite 100
Alexandria, VA 22315
Cell: 703-298-6546
Office: 703-922-8500
Direct: 703-922-2188
Fax: 1-888-580-7742
Email: Lisa@LisaDunham.com
As with every real estate transaction, my first commitment to you is customer service. When selecting me as your REALTOR®, you have my personal assurance that your needs and desires are my primary concern. As such, I will guide you through every step of your real estate transaction and will happily answer your questions, over and over, until you are comfortable moving on to the next phase.
I take the business of real estate very seriously and know that you are equally as serious in selecting an agent to facilitate your home sale or purchase. When working with me, you can rest assured that you're working with a REALTOR® with both a personal and professional interest in the success of your real estate transaction. I realize that buying or selling a home is the most important business deal you will ever make. Therefore, I promise to enhance and facilitate this process by providing you with the knowledge, experience, care, and confidentiality you expect and deserve.
    
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